Condo - Roebuck Agency, LLC in WV - Gary and Sharon Roebuck - Insurance agents in Charleston West Virginia and Big Otter West Virginia, specializing in farm, commercial, life auto and home insurance

Condominium Insurance

ANPAC® condominium owner’s policy combines the protection of a renter’s policy with the advantages of a homeowner’s policy.

Some of its unique features include:

Personal property covered on replacement cost basis (no deduction for depreciation).
$2,500 coverage for direct physical loss of jewelry, watches, furs, precious and semi-precious stones, subject to maximum of $1,000 per article.**
$4,000 coverage for computer hardware, personal or business.**
$1,000 for coverage for computer software.**
$1,000 for accidental death to you or resident relative, under age 21.
$1,000 for business property on or away from premises.***
$2,500 for loss by theft of silverware, silver-plated ware, goldware, gold-plated ware, and pewterware.**
$2,500 for loss by theft of guns.**
$1,000 coverage for watercraft, including trailers, furnishings and outboard motors.
$1,000 coverage for trailers not associated with watercraft.
In addition to the above benefits, coverage of $1,000 is provided to pay your share of loss assessments from your condominium association.

Your policy will also pay up to $2,500 for the legal obligation of an insured due to the theft or unauthorized use of credit cards, or loss to an insured caused by forgery or alteration of any check or negotiable document.

ANPAC®’s policy protects you against many perils including:

Fire/Lightning
Aircraft
Vandalism
Smoke from Hostile Fire
Windstorm/Hail
Riot/Civil Commotion
Glass Breakage
Water Discharge/Overflow
Explosion
Vehicles

ANPAC®’s protection package also includes:

Medical payments to others up to $1,000
Physical damage to property of others up to $1,000
Personal liability protection anywhere in the world
Legal defense
Loss of use ANPAC® can make your condominium a secure home.

*Up to 10% of the personal property coverage limit.

**This amount or up to 2% of personal property coverage limit, whichever is greater.

***This amount or 1% of personal property coverage limit, whichever is greater.

American National Insurance Company, Galveston, TX
American National Property and Casualty Companies, Springfield, MO
Farm Family Life Insurance Company, Glenmont, NY
Farm Family Casualty Insurance Company, Glenmont, NY
United Farm Family Insurance Company, Glenmont, NY

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

Personal lines and commerical insurance products offered through one of these American National subsidiaries or affiliates: American National Property and Casualty Company (ANPAC), Springfield, MO (except in CT, DE, MA, ME, NH, NJ, NY, RI, VT, FL, NC, MI, MS); American National General Insurance Company; Pacific Property and Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company (Texas residents); American National County Mutual Insurance (serviced by ANPAC – Texas residents); United Farm Family Insurance Company, Glenmont NY in MD and PA; Farm Family Casualty Insurance Company, Glenmont NY in CT, DE, MA, ME, NH, NJ, NY, RI, VT and WV.

Life Insurance products are issued through American National Insurance Company, Galveston Tx or Farm Family Life Insurance Company, Glenmont, NY. Disability Income products and services are issued through Farm Family Life Insurance Company, Glenmont, NY or Illinois Mutual Insurance Company, Peoria, Illinois.

Tax issues that may be discussed are subject to change and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent and eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites, which are not maintained by American National Insurance Company, it's subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.