Discounts

TLC - Tri-Line CoverageSM Discount

We appreciates your business and we want to reward you with a little TLC.

TLC stands for Tri-Line CoverageSM. Choose American National for your auto, home and life insurance, and you can receive up to a 15% TLC Discount on your qualifying auto and home coverages.

Your premium savings is simply our way of rewarding you for trusting us with your three most important insurance needs:

Auto
American National Property and Casualty Company (ANPAC®) offers you quality auto insurance and money-saving auto discounts.

You may qualify for auto-related discounts including: Preferred Auto Customer, Claim Free, Multi-car, Good Student and CA$HBACK From ANPAC® (not available in every state).

Home
Come home to American National. ANPAC
® can provide you with a flexible plan to fit your specific needs and budget. We offer you protection for what is probably your biggest asset - your home. CA$HBACK From ANPAC® also applies to homeowner insurance (not available in every state).

Life
American National Insurance Company brings you peace of mind with a common sense plan of permanent life insurance. We adapt to your needs with options such as retirement strategies, college education savings and income continuation needs of the loved ones you leave behind. Don't overlook this extremely important coverage in your insurance protection plan.

Motorcycle Rider Discount

Clients who are a member of one of the following organizations (see list below) will receive a discount on Bodily Injury Liability, Property Damage Liability, Medical Payments, and Collision coverage premiums.

American Motorcycle Association (AMA)
American Voyager Association (AVA)
Blue Knights International Law Enforcement Motorcycle Club
BMW Motorcycle Owners of America (BMWMOA)
Gold Wing Road Rider Association (GWRRA)
Gold Wing Touring Association (GWTA)
Harley Owners Group (HOG)
International Brotherhood of Motorcycle Campers (IBMC)
Motorcycle Safety Foundation (MSF) Instructor
STAR Touring and Riding Association
Venture Touring Society (VTS)
Women on Wheels (WOW)

Preferred Automobile Customer (PAC) Discount

Being continuously insured is rewarded. Three - five years receives a 10% discount, AND, 6 or more years receives 15% discount. In addition to the discounts available with PAC, financially responsible insureds can receive even more benefits with up to 20% of additional discounts available.

Ticket-Free Discount

Not having been convicted of any moving violations in the prior 36 months is rewarded by a 15% discount on specified coverages.

Comprehensive Claim Free Discount

Not having a comprehensive coverage claim in the prior 3-5 years is rewarded by a 15% discount while 6 or more years is worth a 30% discount.

Good Student Discount

ANPAC® rewards students who achieve a "B" average or who are on a Dean's List or Honor Roll.

UL Roof Discount

Minimize damage to your home by installing Underwriters Lab rated (UL 2218) roofing material. To receive these ratings, products must undergo laboratory testing that simulates hailstones falling at peak velocity. Over 100 manufacturers now offer UL rated roofing materials for you to choose from. Check with your local contractor to find out which products are available in your area. The discount that ANPAC offers on these roofing systems varies with the level of the rating and by state. Contact your local American National agent for more details.



     
 
 
     
 

  
American National Insurance Company, Galveston, TX
American National Property and Casualty Companies, Springfield, MO

Farm Family Life Insurance Company, Glenmont, NY
Farm Family Casualty Insurance Company, Glenmont, NY
United Farm Family Insurance Company, Glenmont, NY



All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

Personal lines and commerical insurance products offered through one of these American National subsidiaries or affiliates: American National Property and Casualty Company (ANPAC), Springfield, MO (except in CT, DE, MA, ME, NH, NJ, NY, RI, VT, FL, NC, MI, MS); American National General Insurance Company; Pacific Property and Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company (Texas residents); American National County Mutual Insurance (serviced by ANPAC – Texas residents); United Farm Family Insurance Company, Glenmont NY in MD and PA; Farm Family Casualty Insurance Company, Glenmont NY in CT, DE, MA, ME, NH, NJ, NY, RI, VT and WV.

Life Insurance products are issued through American National Insurance Company, Galveston Tx or Farm Family Life Insurance Company, Glenmont, NY. Disability Income products and services are issued through Farm Family Life Insurance Company, Glenmont, NY or Illinois Mutual Insurance Company, Peoria, Illinois.

Tax issues that may be discussed are subject to change and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent and eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites, which are not maintained by American National Insurance Company, it's subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.

 

 
 
     
 
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